| Your Purchase And Refinance Mortgage Options: |
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| You Should Know What ALL Your Options Are: Option #1) Single Point Lender: Did you know... Bank-of-America requires a 720 credit score AND 6mo reserves AND a debt ratio of <31% to access your home equity at 70% of value. This is known as 720-6-31-70. US Bank requires 740-3-31-75 - Bank of California requires 720-3-36-65 - Etc.... Even if you happen to find the "lowest" rate - How do you know if you will qualify? Are you going to apply with the 20 lowest lenders? There is a better way... As of 6:42pm on Friday, November 20th - We surveyed 212 NationWide lenders offering mortgage loans in California and here are your results: 11 of these lenders are approving 30yr fixed rates below 4.250% 8 of these lenders are approving 5yr fixed rate ARMs below 3.375% 5 of these lenders are approving 125% (25% over the current value) refinancing And 3 of these lenders will allow a streamlined "zero-appraisal" approval and funding within 10 days... With a single point lender - You can't be sure if you are receiving all your mortgage options - Or even looking at your absolute lowest rate at the best terms.... Option #2) Multi Point Lenders: Most brokers all have the same sources - However 90% of them do not produce the volumes required to access much more than simple FHA or government programs - And certainly do not produce the volumes required to deliver true wholesale pricing. (Ask any broker the difference between their "best efforts" and NaMoEx.com's "AOT" pricing. Our clients often receive lower rates at better terms than the typical broker has - And THEN those brokers need to add in their markup...) Small shops simply do not produce the volume required to deliver your absolute best terms with "AOT" rate pricing. YOUR SOLUTION IS SIMPLE: With just one application - You will gain access to all 212 NationWide lenders offering mortgage loans in California - And your NaMoEx.com mortgage experts are standing by - Waiting to deliver ALL your options. Click > For Your Zero-Risk / Zero-Obligation Rate Quote < or call now... Even With Decades Of Experience - Serving tens of thousands of clients - The constant changes in mortgage approval criteria sends us back to the drawing board to ensure your options are delivered. While our competition reduces loan amounts and turns away good clients - We are aggressively expanding your mortgage options - By constantly researching and delivering mortgage solutions for your credit, income, and equity issues. And YOU will always receive the lowest rate and fees available. Thank you for allowing us the chance to earn your business - And become your team of mortgage experts. Refinancing Your Current Mortgage has never been more risky. According to Inman Real Estate News - Over 600,000 mortgage agents have left our business since August 2007 - Giving rise to a new breeds of "less-than-ethical" sales people. Click here > Your 2009 Mortgage Bill Of Rights < For Your FREE Report Including - "Four Easy Ways To Spot FAKE Rate Quotes" Other clients and friends have used these same tactics - To avoid the stress and frustration caused by all those other lenders. And Be Sure To Ask For Lenders For Your "TCA" - (Total Cost Analysis) - Which compares all your mortgage options - Including your principal, interest, early-payoff, and taxation variables in a clear and concise spreadsheet. Click here > Your "TCA" Example < Buying A New Home can be a smooth stress-free process - IF you have high performing professionals on your team. You can trust our network of proven real estate professionals will help you find the Most Home - At The Lowest Price - While we deliver your absolutely lowest mortgage rates - And options that best fit your needs... Reallocating Your Home Equity can still be the best choice for many clients. Whether it's tuition, home improvements, adding investment properties, retirement planning, or debt consolidation - You deserve to learn ALL of your available mortgage options. Always with Zero-Risk and Zero-Obligation - And Always Including Your $2500 In Lowest Rate/Fee And On-Time Closing Guarantees... You deserve the absolute lowest rates and best terms available - And we'll deliver those options - On time - Every time... As always - Your mortgage experts are standing by now to answer all your questions at (714)624-9479. Click or call us now to get started... Thank you.... PS: Sooner or later - Someone you care about will need expert mortgage advice - When buying and selling their homes - And when refinancing and modifying their mortgages. Please pass along our information. You can trust they will receive the same high level of respect and diligence. Thank you in advance for your referrals... |
| Expert Mortgage Advice - Zero Risk - Zero Obligation... |
| Legal Disclaimer: This website does not contain any legal advice. You are responsible for yourself and your own actions. We make no warranties; either expressed or implied, of fitness for a particular purpose, or applicability these programs may have with your individual situations. © 2006, 2007, 2008, 2009. All rights reserved. |
| Legal Disclaimer: This website does not contain any legal advice. You are responsible for yourself and your own actions. We make no warranties; either expressed or implied, of fitness for a particular purpose, or applicability these programs may have with your individual situations. © 2006, 2007, 2008, 2009. All rights reserved. |
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| Your Current 3 Day Rolling Average Mortgage Rates: |
| Click > For Your Zero-Risk / Zero-Obligation Rate Quote < |
BREAKING NEWS: Fannie Mae and Freddie Mac announce "Zero Appraisal" refinancing available through designated lenders. This Is The Program YOU Have Been Waiting for !! Zero Value Checks - Zero Appraisal - Under Water Okay - Same Low Rates !! Click Or Call NOW - To Lock In Your 30yr Fixed Rate As Low As 4.625% (4.818%APR) |
VA Streamlined Refinance 4.625% 30yr Fixed (4.818% APR) Click Or Call NOW - To Lock In Your Low Fixed Rates... $250 Donation Is Made To The Patriot Riders Group With Every VA Refinance Completed - Please Click The Logo For More Information On This Highly Valued Organization: |
| Nationwide Mortgage Experts, LLC - DBA: NationwideMortgageExperts.com and NaMoEx.com - 200 Pacific Coast Highway, Suite #116 Huntington Beach, CA 92648 |
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